Open education allows every person on earth to access and contribute to the vast pool of knowledge on the web, said Jimmy Wales, founder of Wikipedia and Wikia and one of the authors of the Declaration. A possible reform of the federal program that would reduce this moral hazard would be to shift entirely to an income-contingent system, where persons with student loans who earn little would repay relatively little, and those who earn a lot would repay much more. There are however, ways in which you can greatly reduce your overall expenses when it comes to  Read more... (536 words, 2 images, estimated 2:09 mins reading time)